{"id":30348,"date":"2022-03-03T13:11:34","date_gmt":"2022-03-03T12:11:34","guid":{"rendered":"https:\/\/realunit.ch\/the-idea\/krisensichere-geldanlage\/"},"modified":"2024-11-11T23:59:33","modified_gmt":"2024-11-11T22:59:33","slug":"crisis-proof-investing","status":"publish","type":"page","link":"https:\/\/realunit.ch\/en\/the-idea\/crisis-proof-investing\/","title":{"rendered":"Crisis-proof investing \u2013 What are crisis-proof investments?"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Finanzkrise\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Out of Control<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Crisis-proof investing:<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The next financial crisis<\/b> is only a matter of time<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Unprecedented levels of national debt, rampant monetary expansion, an unimaginable amount of derivatives and enormous financial imbalances make our current financial system extremely unstable.<\/p>

Politicians and central banks around the world are less and less capable of managing the resulting risks. Debt creation at the expense of the next generation and creeping inflation are the consequences of this inaction. The unprecedented creation of money out of thin air and the politically motivated manipulation of interest rates by central banks are having a direct impact on the value of our money.<\/p>

Prudent savers and investors should plan ahead. It is high time to invest some of our savings in a crisis-resistant manner before the next financial crisis breaks out. No one can know when this will be the case.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tInvest & secure your assets<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Invest & secure your assets<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What happens in the financial system<\/b> during a crisis?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Every financial crisis in the past had a different trigger and developed differently. In most cases, a surprising event shocked investors and led to panic selling on the stock market and a flight to safety. It is only after that initial dust settles that one can start figuring out what the effects of the crisis will be and which asset classes could benefit from it. For example, in March 2020, when the Covid pandemic broke out in Europe, all asset classes experienced significant corrections. It was only after the first shock that precious metals, Bitcoin and shares in companies that could benefit from the pandemic were increasingly in demand.<\/p>

In the last global financial crisis in 2008, after the collapse of Lehman Brothers, banks no longer trusted each other in the early days. They did not know which financial institution was affected by the Lehman collapse and to what extent, and who would survive the crisis. The interbank market collapsed and the situation only calmed down when the Fed massively opened the monetary floodgates. According to experts, the global financial system came incredibly close to imploding.<\/p>

Today, banks are more strictly regulated and have to hold more capital. However, as the Covid pandemic has shown with the collapse of various supply chains, the world is now even more globally interconnected than before. This also applies to the financial sector. The global value of all existing derivatives (financial contracts) is equivalent to 200 times the value of all listed companies. How can that be true? Visit the website \u201cAll of the World’s Money and Markets\u201d<\/a> and see for yourself.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Safe haven<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Which crisis-proof investment<\/b> offers the best protection?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Savings accounts or government bonds are often cited as safe investments. However, due to low and\/or negative interest rates,\u00a0 these often no longer yield a return and lose purchasing power over the years. What type of investment should I invest my money in? Which investment brings returns and offers protection against sharp falls in value?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tGold \u2013 the number 1 crisis currency\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tGold has been an accepted medium of exchange for thousands of years and is trusted worldwide as a safe haven in times of crisis. This trust is obviously in our DNA, as gold has been used as a beautiful metal in the form of jewelry and coins as a means of payment for since time immemorial. The yellow metal is also a scarce commodity. In 2020, around 3,400 tons of gold were extracted from the earth worldwide. Experts estimate that if all the gold already mined worldwide were to be smelted together, it would fill a square swimming pool just 21 meters long, wide and deep. As a scarce commodity, gold plays an important role in the long-term preservation of value and can once again serve as a medium of exchange during a crisis of confidence in our current monetary system.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tBitcoin \u2013 the decentralized digital currency\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tLike gold, Bitcoin, which was conceived during the last financial crisis, is also a scarce commodity. The maximum possible number of Bitcoins is 21 million. As with physical gold, the amount of energy required to mine bitcoins is constantly increasing. This is why experts refer to the mother of all cryptocurrencies as digital gold. In 2020, hundreds of millions of US dollars actually flowed into Bitcoin as a hedge against inflation. This is money that would have gone to gold in earlier times. The great advantage of Bitcoin is its independence from states and central banks. However, unlike the RealUnit, Bitcoin is not backed by real assets. The inherent value of a Bitcoin is highly controversial among experts and is influenced solely by the demand for a limited supply. It is therefore to be expected that the performance of the RealUnit will be more closely aligned with the performance of the real economy than that of Bitcoin.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tReal estate \u2013 overvalued?\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tInvestment properties that generate monthly rental income are also suitable and crisis-proof investments<\/b> for wealthier investors. However, real estate prices in Switzerland are at a very high level. Many pension funds and insurance companies have paid high prices for land and real estate in recent years in order not to burden their cash holdings with negative interest rates. However, owning real estate also entails risks. For one thing, renting out apartments could become more difficult due to the oversupply, but also, if mortgage interest rates rise, the net income could fall quickly. The SNB has been warning for years about a possible bubble forming in the Swiss real estate market. If the bubble bursts and demand falls, real estate prices could plummet by 20-30%.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tStocks \u2013 investing in the real economy\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tInvestments in companies that have a crisis-resistant business model and have been paying good dividends for years can also be a suitable solution in times of crisis. Investors should ask themselves which companies can sell their products and services well even in a recession. Crisis-resistant sectors include the food industry and the energy sector. It is also important that the companies have a solid and healthy balance sheet and the power to enforce price increases in the event of inflation. In the past, such companies were often given preferential treatment by the state in crises, as politicians attach great importance to maintaining jobs.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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It is therefore no coincidence that the RealUnit is made up of precisely such real assets. The aim is to preserve the long-term value of your savings and to offer increased protection against inflation and crises<\/b>.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Current allocation of the RealUnit:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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